What is Credit Card Business?

We help you to plan business strategy, to innovate business process, to restructure information system and to differentiate against the other competitors, endorsed by our deep knowledge of credit card business and knowhow of financial field ,with a strong management skill to complete projects in very short period of time.

Our Team

Abundant Credit Card Business Experience

Practical proposal such as business strategy planning, business process analysis, business process restructuring, etc.,based upon our konwhow well knowledgeable to field experience , can be offered to our clients including many firms categorized in bank, credit sales, distribution, and communication.

Strong SE Background

We are offering a realistic & practical new scheme to be for credit card system based upon experience and knowhow of abundant development practice of credit card system project.

Consulting Experience more than 10 years

Our team is consisting of members with its core personnel who has more than 10 years experience at consulting firms and credit card firms.
Consulting to all of domestic credit card firms done.
Consulting to a plenty of banks for issuing their own credit cards done.
Consulting for credit card business including post-pay system thru mobile phone done.

Business Strategy Planning

We help your short/middle/long term business strategy planning and the other practical policy making on analysis of environment, business positioning, business model defining, study of system enforcing & outsourcing domain,etc.,.

Example of Business Domain

Credit Card Business
Credit Card Loan & Specific Target-wise Loan Business

Support for Business Process Innovation

We help you to analyze current business process, to list up tasks/problems, and to establish new business process. For establishing new business process, taking consistency with business strategy, integrity/simplification of business flow, effective use of information system, review of staffing, outsourcing unprofitable business, consideration of legal reform,etc., into account, optimal process is offered. We also assist you to your trial estimation of cost-effective with ABC/ABM analysis.,etc.,.

Example of Targeting Process

Card issue application, adding service/function, modifying information registered, etc.,.
Customers accounts control of invoicing/payment received/overdue reminder/collection,etc.,
Marketing in sampling targeted customers for campaign /campaigning/result analysis,etc.,

Support for Restructure of Information System

We help you for survey of up-to-date IT technology trend, survey/analysis of current system, list-up of new system functional requirement, screening in accordance of priority/emergency, and planning new system.
New system planning is to be considered cost saving effect on coalition with the other firm’s system, utilization of current system and common packaging ,etc.,.

Example of Process Targeted

Main key system of credit card business.
Customers information control system.
Credit control system.
Overdue reminder/delay payment control system.
Sales assist system.
Credit settlement system(internet payment/non-contact IC payment)etc.,.

Middle Term Management Strategy Set-up Consulting

Case Study 1: Credit Card Strategy Set-up for Major Bank A

Overview

Analysis of current business plan and business task,evaluation from FC, and SWOT are made to specify a field to be further concentrated and to offer middle term management strategy.
Next generation card system plan consulting.

Case Study 2:Next Generation System Plan Projects of Major Banks A and B/Major Credit Sales Company C

Overview

For structure of next generation system, listing up from analysis of current business process as well as listing up necessary function from management strategy /card business trend in addition to information technology trend , full picture of next generation system is picked up to establish a basic plan for the system.
Consulting for structure of mobile device credit card system .

Case Study X: Mobile Phone Credit Card System Development Project for Major Communication Company A

Overview

Contributed to success of world first mobile device credit business in 2 years time starting supply ofusi business knowhow and lecture of industry standard ,
Support Items
Middle/long range business strategy planning, road map set-up.
Idea for new service of “mobile device X credit”.
Listing up basic function of system
Setting up service image and business management flow.
Supporting system development targeting to stable operation & development efficiency.
Realizing high quality service supported by testing process.

Solution Development for Credit Card Company

Credit card industry is now facing to a turning point. In midst of changing application form such as use of mobile device and E-commerce(EC settlement), introduction of new settlement scheme such as Fin-Tech technology, we develop a credit card key system(Advanced Library of Card Information System) to comply with ,such a rapid change and to accelerate business growth with competitiveness and support introduction of it to our clients .ALIS is a solution of next generation credit card main system with the most progressed IT technology , based upon open architecture(UNIX O/S,Java,etc.,), such as frame work and merchandise factory. This solution is widely accepted by credit card firms in Asia such as Korea and China and already proved its stability and efficiency.

Advantage of ALIS

(1) Tremendously shortening development time.

(2)Flexibly customizing due to this architecture characteristics.

(3) Strong merchandise development function with component design.

*ALIS is a solution supplied upon strategic partnership with Bank Wear Global Inc(HQ;Korea)